Party that entered into a partnership for the financial exploitation of the company's sales system involving a significant amount of debt and subsequently invokes the Consumer Protection Code seeking to annul an arbitration clause expressly agreed upon. Absence of vulnerability and impossibility of unawareness of the nature and risk of the financial transaction by the party. Imposition of a fine for malicious use of process, pursuant to Articles 80, II, and 81 of the Code of Civil Procedure: